The student health insurance through United HealthCare and the Student Health Center do not provide specific dental services. However, the Student Health Center is available for referrals. The two main dental-care options for NYU School of Medicine students are (1) the Cigna Dental HMO Plan and (2) NYU Stu-Dent, through the NYU College of Dentistry. Details about the Cigna Dental HMO option for the academic year are described below:

NYU School of Medicine offers medical students the opportunity to purchase dental coverage at a group rate through Cigna Dental HMO.

Cigna DHMO offers:

• Comprehensive and affordable dental coverage for you and your eligible dependent(s)
• Access to an extensive network of dentists that participate with Cigna DHMO (Please note that this plan does not cover any services provided by a non-network dentist.)
• User-friendly website that can be accessed at your convenience

To help you better understand the dental plan and its features, see the Cigna 2008 fee schedule, which outlines the co-pays that would be your out-of-pocket expense based on the type of service utilized, and a Cigna informational flyer that provides further information on the plan.

The annual cost for coverage is as follows:

Individual Coverage: $137.28
Family Coverage: $327.12

Enrolling for Dental Coverage

The enrollment period is only open once per year and is handled by the Benefits Services Department .

Students wishing to enroll in the CIGNA Dental plan should visit the School of Medicine Bursar in Greenberg Hall to complete the CIGNA Enrollment form and a Transmittal of Funds to be Deposited Form. Full payment is due upon enrollment.

Coverage dates are September 1, 2009 – August 31, 2010. Deadline for enrolling is September 11, 2009.

You can find a copy of the enrollment form here.

Once Coverage becomes Effective

Once enrolled, your CIGNA Dental HMO plan coverage will be in effect during the entire academic year. This means that you will not be able to drop or change your plan elections while you are enrolled in the plan, unless you experience a qualifying life event (such as marriage, birth of a child, or divorce). If you choose not to elect coverage for the academic year you will have to wait until the next enrollment period/academic year to do so.

IMPORTANT NOTE TO CURRENT PLAN PARTICIPANTS

This is your annual opportunity to decide whether you'd like to elect coverage under this plan for the upcoming academic year.

If you are currently enrolled in the CIGNA Dental HMO plan for this academic year, your participation in the plan WILL END ON AUGUST 31, 2009.

To continue coverage; you WILL BE REQUIRED TO RE-ENROLL IN THE PLAN (by following the enrollment instructions above) in order to be covered. It's also important to review the 2009 Cigna fee schedule , to learn of your out-of-pocket responsibility for services rendered.

Once you are enrolled, you will receive a Cigna ID card to use when you go to a participating dentist.

If you have any additional questions regarding this new offering, contact Rebecca Gittens in the Benefits Services Department, (212) 404-3794.